
PRIVATE HEALTH INSURANCE
1. WHEN TO APPLY FOR PRIVATE INSURANCE​
Anytime. There are no enrollment periods. Individuals/Families can apply for coverage year-round.
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2. IS PRIVATE INSURANCE INCOME BASED?​
No, only the marketplace is Income Based - meaning they give individuals lower rates based off their Annual Household Income.​ Private insurance carriers are similar to the marketplace, instead of giving lower rates based off income, they offer lower rates based off health. That means a company can choose to deny you coverage based off preexisting conditions. For individuals with good health, depending on your income, in several cases individuals/families are able to get much lower rates then they would on the Marketplace.
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3. HOW CAN I APPLY FOR COVERAGE?​
You can either choose a plan on your own by selecting "Instant Quote" to the right. Or you can schedule a call to speak with a Licensed Agent who can guide you through the entire process & help you customize a plan specifically to your needs - this way we can make sure you have everything you need covered and help you avoid overpaying for anything you don't want/need. To schedule a call with an Agent, select the button "Speak to an Agent" to the right & choose a time that works best for you.
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